PayPal/Stripe - 允许一个用户通过网站向另一个用户付款

PayPal/Stripe - Allow one user to pay another through Website

目标:允许我网站上的用户通过 PayPal 或 Stripe 向另一个用户(商家)支付服务费用。我想从购买金额中抽取一部分,剩余的部分将转到商家帐户。

我已成功将 Stripe 和 PayPal 添加到我的 Django 应用程序,并成功集成了支付门户,但默认用例似乎是用户向网站所有者(所有者paypal/stripe 帐户)通过客户端 ID。对于paypal,我想出了如何将收款人指定为商家,而不是我自己,但仍然没有明确的方式来分割付款。我不想接受 100% 的付款,然后再付款给商家。我应该收到的唯一付款是交易时付款的百分比..

是否可以通过 Stripe Merchant 入职实施这种类型的支付模式?据我所知,通过贝宝实现这一目标的唯一途径是贝宝合作伙伴关系(贝宝市场),它适用于大型企业。

使用 Connect

将单次收费的资金拆分给不同的卖家

连接

Stripe does not support the splitting of funds from a single charge among multiple sellers for compliance reasons. As a platform using Connect, you will need to ensure that there is still a one-to-one relationship between a charge and one of your connected accounts.

贝宝用户协议

4.5 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services, as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions.

你将不得不成为中间人并接受付款,将其拆分,然后将其余部分发送给 paypal 用户或进行两次收费,1.成本 2.你的费用。

The only route to achieve this through PayPal as far as I can tell is PayPal partnership (paypal marketplace), which is for larger businesses.

没错。如果没有这种合作关系,您将需要接受全部付款并使用something like Payouts,这显然不符合您只接受部分百分比的要求。

(有一种非常古老的方法——自适应支付链式支付,但你可以忘记它曾经存在过;不再可用)

我想,从技术上讲,已弃用的 EC Parallel Payments 仍然开放 "usable",但这是一个明显的差异,专为同时支付酒店和机票费用等用例而设计。确实不适合市场​​使用,而且它也很旧,并且由于弃用可能很快就会消失。我 推荐将它用于任何地方,更不用说市场了——只是覆盖基础。